LexinFintech Holdings operates Fenqile, an online platform in China that provides consumer installment loans, personal loans, and working capital financing together with direct sales of consumer electronics, appliances, and merchandise. The company leverages big data and AI for credit risk assessment and offers platform services such as customer acquisition, credit screening, collections, and guarantees to partner financial institutions. It also runs Juzi Licai, an online investment platform, and delivers technology solutions supporting the digital transformation of financial institutions, primarily serving younger consumers.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q1 2025 | 3,104.1 | — | 430.3 | — |
| Q2 2025 | 3,587.4 | — | 511.4 | — |
| Q3 2025 | 3,417.5 | — | 521.3 | — |
| Q4 2025 | 3,043.1 | — | 214.1 | — |
| Q1 2026 | 3,309.1 | 6.6% | 201.4 | -53.2% |
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