Upbound Group—best known for the Rent-A-Center brand—operates lease-to-own retail for furniture, appliances, electronics, and other durable goods aimed at consumers with limited traditional credit access. Customers obtain merchandise through recurring rental payments that can lead to ownership, rather than conventional installment loans. The model combines storefront and virtual channels and depends on underwriting, collections, and merchandise logistics tailored to a higher-risk consumer segment.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 1,157.5 | — | 15.5 | — |
| Q3 2025 | 1,164.7 | — | 13.2 | — |
| Q4 2025 | 1,196.4 | — | 19.7 | — |
| Q1 2026 | 1,219.7 | — | 35.8 | — |
| Q2 2026 | 1,163.4 | 0.5% | 21.6 | 39.4% |
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