South Plains Financial is the bank holding company for City Bank, a Texas state-chartered community bank headquartered in Lubbock. It provides commercial and consumer banking, mortgage, trust, and investment services to small and medium-sized businesses and individuals. The franchise is one of the larger independent banks in West Texas, with additional presence in markets such as Dallas, Houston, El Paso, the Permian Basin, College Station, and Ruidoso, New Mexico. Lending spans commercial real estate, agriculture, energy, and residential products.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q1 2025 | 47.7 | — | 12.3 | 16.9% |
| Q2 2025 | 53.1 | — | 14.6 | 34.8% |
| Q3 2025 | 52.5 | — | 16.3 | 50.9% |
| Q4 2025 | 52.5 | — | 15.3 | -3% |
| Q1 2026 | 52.5 | 10.2% | 14.5 | 18.3% |
| Q2 2026 | 62.9 | 18.4% | 19 | 30% |
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