SmartFinancial is the bank holding company for SmartBank, a relationship-focused commercial bank headquartered in Knoxville, Tennessee. SmartBank serves businesses and consumers across the Southeast through dozens of branches and loan offices in Tennessee, Alabama, Florida, and Georgia, including metro and tourist markets. The franchise emphasizes commercial lending, deposit gathering, and client service alongside selective organic growth and acquisitions. Total assets exceed several billion dollars, placing it among mid-sized regional community banks.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q1 2025 | 46.8 | — | 11.3 | 35.2% |
| Q2 2025 | 49.2 | — | 11.7 | 49.1% |
| Q3 2025 | 47.1 | — | 13.7 | 49.8% |
| Q4 2025 | 53.3 | — | 13.7 | 42% |
| Q1 2026 | 53.8 | 14.9% | 13.7 | 21.6% |
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