Root is a US auto insurer that prices coverage using driving behavior data collected via smartphone rather than traditional proxies like credit score and demographics. Its mobile-first model targets consumers seeking usage-based insurance and emphasizes claims handling and underwriting powered by telematics and machine learning. The company operates primarily in personal auto insurance across US states where it is licensed.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 382.9 | — | 20.9 | — |
| Q3 2025 | 387.8 | — | -5.4 | -128.8% |
| Q4 2025 | 397 | — | 5.1 | -78.2% |
| Q1 2026 | 393.5 | — | 34.2 | 110.3% |
| Q2 2026 | 389.2 | 1.6% | 24.1 | 15.3% |
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