Live Oak Bancshares is a U.S. bank holding company known for digital-first small-business lending, with a strong focus on SBA and other government-guaranteed loans. It serves entrepreneurs and niche industries nationwide through online origination rather than a large branch network. The bank pairs specialized industry teams with technology platforms that speed underwriting and servicing for commercial borrowers.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q1 2025 | 120.6 | — | 9.7 | -52.8% |
| Q2 2025 | 137.9 | — | 23.4 | -11.7% |
| Q3 2025 | 142.5 | — | 25.6 | 102.4% |
| Q4 2025 | 133 | — | 44.1 | 261.6% |
| Q1 2026 | 140.4 | 16.4% | 30 | 209.2% |
| Q2 2026 | 151.2 | 9.6% | 34.7 | 48.1% |
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