Lemonade is a digital insurance carrier that underwrites and distributes policies—chiefly renters, homeowners, pet and car—through a mobile app and AI-driven claims and quoting flow. It emphasizes instant digital onboarding and a “giveback” model that can direct unclaimed premium-related funds to nonprofit causes. The company targets tech-comfortable consumers seeking a low-friction alternative to traditional agency-sold personal lines.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 164.1 | — | -43.9 | — |
| Q3 2025 | 194.5 | — | -37.5 | — |
| Q4 2025 | 228.1 | — | -21.7 | — |
| Q1 2026 | 258 | — | -35.8 | — |
| Q2 2026 | 294.4 | 79.4% | -43.4 | — |
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