First Carolina Financial Services is the bank holding company for First Carolina Bank, a North Carolina community bank headquartered in Raleigh. It provides commercial banking for individuals and businesses—deposits, commercial and real estate lending, treasury management and related services—within its regional footprint. The franchise focuses on relationship-driven community banking rather than a nationwide consumer brand.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q1 2025 | 31.5 | — | 4.7 | — |
| Q2 2025 | 36.3 | — | 4.6 | — |
| Q1 2026 | 32.6 | 3.7% | 5.9 | 25.6% |
| Q2 2026 | 32 | -11.9% | 5.1 | 11% |
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