Enova International is an online consumer and small-business lender that underwrites credit largely through proprietary analytics and digital applications. Its portfolio includes consumer installment and short-term products as well as small-business financing under brands such as NetCredit, CashNetUSA, and OnDeck. Customers are typically borrowers who seek fast online decisions outside traditional bank channels.
| Quarter | Revenue | YoY % | Earnings | YoY % |
|---|---|---|---|---|
| Q2 2025 | 764 | — | 76.2 | 26% |
| Q3 2025 | 802.7 | — | 80.3 | 24.2% |
| Q4 2025 | 839.4 | — | 79 | 15.5% |
| Q1 2026 | 875.1 | — | 91.1 | 17.2% |
| Q2 2026 | 928.9 | 21.6% | 105.1 | 38% |
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